1. Buy enough life insurance. A parent is irreplaceable. However, someone will have to fill in. It may be siblings or other relatives. In all likelihood, that family will have to pay for at least some services the parent or parents had provided when able. If the estate is not large enough for this purpose,…
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SC Homestead Exemption Program
The Homestead Exemption provides tax relief to South Carolinians who are age sixty-five or older, blind, or disabled. In order to qualify you must: 1. You must be a co-tenant, have a joint with rights of survivorship interest, or a life estate in your primary residence 2. As of December 31 of the preceding tax…
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SSA/SSI Disability Update
BACKLOGS As many of our clients know, there are tremendous backlogs on Social Security and SSI claims such that a disability appeal at the administrative law judge level can take up to 2.5 years before it is heard. The current average in the Columbia, South Carolina ODAR office is 550 working days after it reaches…
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SSI for Children with Disabilities
The Social Security Administration (hereinafter SSA) considers income and disability as two separate eligibility factors for childhood Supplemental Security Income (hereinafter SSI) benefits. SSI is a means-tested program that provides cash assistance and Medicaid coverage to certain aged, blind and disabled persons. All recipients, regardless of age, must meet financial tests. Assets, such as bank…
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